Can the agent make errors in policy terms explanations?

Yes — all explanations are drafts for your professional review. Before sharing with clients, verify the details against the current policy form and carrier guidelines.

Is it suitable for independent brokers with a large book of business?

Yes. The agent stores a profile for each client and switches by your command. The more detail you provide about your book, the more precise the renewal reminders and proposal drafts.

How much does it cost, and is there a free trial?

Start with Lite for $4/mo with $2 AI credits included and cancel anytime. Starter plan is $19/mo. Includes all helpers: product comparator, proposal drafter, renewal tracker, and claims assistant.

Can the agent help with claims documentation?

Yes — the agent prepares document checklists, claim form templates, and draft demand letters for delayed settlements. Actual submission and follow-up with the carrier remains with you.

Is it safe to store client data with the agent?

Data is encrypted in transit and at rest and never shared with third parties. We recommend using client code names rather than full personal details in chat.

AI Insurance Agent Assistant

AI insurance agent assistant: product comparison, personalized proposals, and renewal pipeline — without the manual search

Q: Does the agent have access to real-time carrier rates?

The agent helps structure comparisons and draft proposals but does not have direct API access to carrier rating systems. You supply final quotes from carrier portals — the agent saves time on structure and copy.

OpenKlo handles the grind for insurance agents: compares products across carriers to find the best fit, drafts personalized proposals, explains complex policy terms in plain language, manages the renewal pipeline, and handles claims FAQ questions — through Telegram or the browser. $19/mo, no DevOps.

Launch AI Insurance Agent Assistant

366k+⭐ OpenClaw on GitHub

<5minutes to launch

Sound familiar?

What's eating your time

Comparing insurance products across dozens of carriers to find the right fit for a specific client takes hours

Personalized proposals are written from scratch using last year's template for every client

Explaining policy exclusions and conditions in plain language takes more time than the sale itself

Tracking policy expiration dates and reaching out for renewals on time falls through the cracks

Claims support questions come in at any hour and eat into selling time

What AI Insurance Agent Assistant teams do every day

Comparing insurance products across carriers for client inquiriesDrafting personalized proposals and coverage recommendationsExplaining policy terms and exclusions to clientsTracking renewal dates and reaching out to clients proactivelyAnswering claims process and documentation questionsPreparing client letters, reminders, and follow-upsMaintaining a policy portfolio with expiration tracking

Capabilities

What your AI agent can do

Insurance Product Comparison

Compare products across carriers on key parameters for a specific client and generate a summary table with a recommendation.

Personalized Proposal Drafting

Draft personalized proposals for specific client profiles: risks, coverage, pricing, and key benefits.

Policy Terms Explanation

Translate complex policy language, exclusions, and conditions into plain English — with examples of covered and uncovered scenarios.

Renewal Pipeline Tracking

Manage a pipeline of clients with upcoming policy expirations and prompt you to reach out for renewal in advance.

Claims FAQ Answering

Answer common client questions about the claims process, required documents, and payment timelines.

Client Communication Drafts

Prepare draft client communications: renewal reminders, coverage explanations, and document request follow-ups.

Subagents

AI subagents OpenKlo can create for you

OpenKlo proposes role-specific subagents based on your activity and connected tools.

Product Comparator

Compares insurance products across carriers and generates a summary table with a recommendation

Compare term life insurance for a 45-year-old non-smoker across three carriers
Best auto insurance option for a client with one at-fault accident
Compare commercial general liability carriers for a contractor

browser

google-drive

Proposal Drafter

Drafts personalized insurance proposals tailored to specific client profiles

Proposal for business owner's policy for a restaurant with $2M revenue
Personalized auto insurance proposal after a client's first claim
Group health insurance proposal for a 20-person tech startup

gmail

google-drive

Renewal Tracker

Manages the pipeline of policies with upcoming expirations and prompts proactive renewal outreach

Show clients with policies expiring in the next 30 days
Add client Johnson: auto policy, expires August 15
Generate a renewal call list for next week

google-calendar

notion

Claims Assistant

Answers common claims questions and prepares document templates and demand letters

What documents does the client need for an auto collision claim?
How long does the carrier have to respond to a homeowners claim?
Draft a demand letter for a delayed claim settlement

gmail

google-drive

Approval-based execution

OpenKlo suggests helpers matched to your insurance practice. Sending proposals, client communications, and any external action require your explicit approval — the agent works as your draft engine, not an autopilot.

Works with your tools

Gmail

Google Drive

Google Calendar

Notion

Browser

How it works

Get started in a few steps

Sign up and connect your tools

Create your OpenKlo account, pick the $19/mo plan, and connect Gmail, Google Calendar, and Telegram via OAuth.

OpenKlo recommends helpers for your practice

Based on your activity, OpenKlo suggests activating: product comparator, proposal drafter, renewal tracker, and claims assistant.

Add your client portfolio

Describe clients in Telegram: insurance type and policy expiration date — the agent sets up the renewal tracker and reminders.

Request comparisons and proposal drafts

Say 'compare home insurance carriers for a first-time buyer in Texas' or 'proposal for group health for a 15-person LLC' — the agent returns a ready draft.

Answer client questions faster

Ask the agent 'what does the policy exclude for water damage in a basement?' — it answers in plain language you can forward to the client.

Review and approve before sending

All draft proposals and letters wait for your explicit approval. The agent never sends anything without your command.

FAQ

Frequently asked questions

The agent helps structure comparisons and draft proposals but does not have direct API access to carrier rating systems. You supply final quotes from carrier portals — the agent saves time on structure and copy.

accountant sales-representative

Launch your AI Insurance Agent Assistant in 3 minutes

OpenKlo creates role-specific subagents for your workflow. No VPS, no DevOps — live in your browser in minutes.

Launch AI Insurance Agent Assistant

Cancel anytime · Top models included · Upgrade anytime